Wednesday, August 26, 2020

Communication Approach To Music Essay Example | Topics and Well Written Essays - 2500 words - 16

Correspondence Approach To Music - Essay Example Moreover, tunes are likewise utilized as the elective mean of correspondence for kids who don't react enough to customary treatment draws near. Physiotherapist all through the world uses music or tunes to do treatments and accept that it’s a method of loosening up the brain and group of person. Human creatures as well as use tunes as an instrument of correspondence. Oliver Wendell Holmes says, â€Å"Take a music shower more than once per week for a couple seasons.â You will discover it is to the spirit what a water shower is to the body†. Well separated from shower it has become a powerful instrument of correspondence in truth a few specialists accept that in beginning periods of human life music was utilized more as a device of correspondence instead of for satisfaction reason or delight so we can say that early types of human language were really evolved through music yet now it is additionally satisfying numerous capacities in various societies. A significant socia l job that music is playing is agreeable to advertisers as it causes them in type of jingles to sell their items. Redundancy of these jingles on broad communications makes them essential ever after. One of the most noteworthy jingles was the one disclosed in mid-seventies and the peculiar thing about it was that it was an advertisement of venereal infection however its verses were fascinating like: If you need to think about a culture that is exceptionally new to you will contemplate getting hold of its specialty and music. From whistling of flying creatures to chimes of the congregation, from national hymns to melodies of an enthusiastic romantic tale, music is utilized to pass on feelings. In Greek culture, music is utilized to teach individuals and young men are encouraged music at six years old though Indian Classical music is one of the most established melodic traditions throughout the entire existence of the world.

Saturday, August 22, 2020

Goole doesnt care Essay Example for Free

Goole doesnt care Essay The investigator calls to examine the self destruction of Eva Smith/Daisy Renton, many average workers individuals utilized numerous names in those occasions, this was on the grounds that it is simpler to land positions. Every individual from the family had something to do with her self destruction; it is disentangled as the play goes on. The monitor needs to discover a chain of proof to make them blameworthy. Despite the fact that nobody can be to be faulted legitimately for a self destruction, anyway they can be ethically liable. Birling sits the overseer down and offers him a glass of port, yet he doesnt acknowledge any friendliness from him. Moreover Birling attempts to intrigue the overseer by disclosing to him that he was a council member and a justice, however Goole doesnt care. The auditor proceeds to disclose what happened to Eva Smith. Shed gulped a ton of disinfectant. Consumed her back to front. Preistley depicts a repulsive picture of the young ladies demise to cause the crowd to feel repentant and sad. He likewise depicts her as quite, energetic, huge dim eyes, and delicate earthy colored hair. The monitor begins to address Mr Birling over the demise. In the wake of seeing a photo of Eva, He confesses to sacking her for setting up a strike to get somewhat higher wages. He figures he made the best decision, and he says that he paid his laborers the standard rates, and he couldnt see that he had any obligation regarding what befallen her a while later. Be that as it may, Priestley thinks in an unexpected way, as he appears by what the assessors says; what befell her at that point may have figured out what befallen her thereafter, and whatever happened to her a while later may have driven her to self destruction. Birling is a harsh man; he shows no regret for what occurred. The following individual to be met is Shelia who is a pretty young lady in her mid twenties, is extremely satisfied with life and very energized. The controller uncovers that Eva fortunately got a new line of work at Milwards, he proceeds to state that she again was sacked. Shelia (feeling fomented) starts to understand that she was to be faulted. She began to clarify that she was taking a gander at herself in the mirror when she got Eva grinning at the right hand such that she discovered hostile. Shelia was angry and told the supervisor that on the off chance that he didnt sack her, Mrs Birling would close the record with them. In contrast to Birling, Shelia acknowledged that she wasn't right and felt frustrated about what she did. Clearly she laments what she finished with respect to Eva asserting that, on the off chance that I could help her now I would. This causes you to feel less outrage for Sheila who currently feels frightfully regretful for Eva and has now been rebuffed seriously just by knowing the outcomes of her activities. The overseer had now gotten done with Shelia. It was Geralds turn in the request for how the occasions occurred. After a misconception among Gerald and Shelia, he conceded he knew Daisy Renton. What's more, after Gerald sitting in and tuning in to the horrendous thing Shelia had done, she was presently resolved to discover how he had an impact in this difficulty. Gerald had met Daisy at the nearby assortment theater known as the frequent of whores. He portrayed her as looking youthful, new, and enchanting. Gerald before long experienced passionate feelings for her and when he discovered she didnt have a penny in her possession: he let her stay in his companions level. Gerald regularly visited her and gave her a great deal of delight, he before long finished the issue, as he needed to leave on business, he had given her cash to get her out for a couple of months. Eva was clearly vexed inside as Gerald gave her a real existence she would never have. Gerald takes a stroll to get over the updates on Daisys passing, while Mrs Sybil Birling has denied knowing Eva in the wake of being demonstrated a photo of her. She is portrayed as being forty years of age, a somewhat chilly lady and her spouses social prevalent. Mrs B will be met out of grouping of occasions, since Priestley needs to show what a haughty simpleton she is. The reviewer has established a major connection with Shelia, who is presently acting like him by summarizing the chain of occasions, and revealing to Mrs B that there is no point concealing everything. Mrs B at long last concedes that she known Eva, who went to the Brumley womens noble cause association for help, as she was pregnant. Mrs B was the executive and dismissed some assistance for the young lady, in light of the fact that Eva utilized the name Birling which Mrs B wasnt content with. She didnt show any blame and said that the dad was altogether to fault. Mrs B censures her child Eric, as he is the dad of the youngster, he should be managed harshly. No lament is felt and it appears that she is absolutely unaffected by the entire episode, possibly caring when she finds that her own child is included. Sybil is belittling and considers herself to be socially better than those of a lower class. She at long last understands that Eric was the dad and is stunned, Eric has shown up, and the crowd is left in tension as the scene closes. Everybody is gazing at Eric, the controller asks him an inquiry and he recounts to the account of his contribution with Eva. He had met her at a similar bar as Gerald and had become inebriated and returned her to the lodgings. Eva didnt truly need him to come in yet he was going to begin a line, so she let him in and they had intercourse. This got visit. It was easygoing for Eric and Eva having intercourse however Gerald and Evas relationship had emotions. Eva got pregnant and they didnt need marriage, as they didnt love one another, so Eric demanded giving her cash to support her. She quit tolerating it as she understood it was taken. Eric had conceded taking à ¯Ã¢ ¿Ã¢ ½50 from his dads office. This was a ton of cash in those occasions and his folks were rankled. The auditor finishes up his encounter with Priestleys message: we dont live alone. We are individuals from one body. We are answerable for one another. Furthermore, I disclose to you that the opportunity will before long come when, on the off chance that men won't discover that exercise, at that point they will be instructed in fire, blood, and anguish. The controller leaves. Priestleys is stating that on the off chance that we dont care about everybody in the public eye, at that point it will wind up in struggle and war. Priestley additionally proposes that the more seasoned age wont change, however the more youthful age acknowledge that there should be a change. After he has left, the family start to think about the results. Mr and Mrs B are just worried about their picture and are censuring their youngsters for everything. They begin to ponder whether he truly was a monitor, Birling and Sybil get energized as they might suspect it has a significant effect, however Sheila and Eric comprehend that they are altogether ethically blameworthy for Eva and that it doesnt matter who the man was. Gerald returns, and is sure that the man wasnt a police officer. Just to ensure, Birling telephones the police power and affirms that wasnt an assessor Goole. Eric still shows coerce alongside Sheila however the others are not having any of it, they are disregarding the way that they are managing a dead young lady. Gerald is attempting to escape the blame by expecting that Goole had indicated them various photos (which is preposterous) and that the young lady was not dead, and regardless of whether the young lady didnt pass on they despite everything fouled up. Gerald telephones the clinic to see, and he is informed that there hasnt been a self destruction there for a considerable length of time. The guardians and Gerald conclude that they need to celebrate and expect they are for the most part presently free and clear, while Eric and Sheila keep up that nothing has changed regardless of whether the young lady wasnt dead. Another message from consecrated came out from Shelia: Everything we said happened truly had occurred. In the event that it didnt end shockingly, at that point that is fortunate for us. Be that as it may, it may have done. Birling hasnt got it together; they think its a joke. However the phone rings pointedly. Mr Birling answers it, at that point tells the family that it was the police, he says a young lady has ended it all and is en route to the clinic, and that a reviewer is en route to pose a few inquiries. They gaze culpably and confused. The entire situation begins once more. Taking everything into account, I believe that the individual to accuse most is Sybil Birling. She was narrow minded and inhumane leaving Eva to abandon herself. Eva had that smidgen of expectation left heading off to the association, yet Mrs B dismisses her assistance. Perhaps Arthur had activated it off however Mrs B could have sifted through things out on the off chance that she comprehended why Eva had utilized the name Birling. What causes you to feel more outrage for Sybil is that she thinks it wasnt her deficiency by any stretch of the imagination: she had no blame at all. In spite of the fact that I figure it is out of line to accuse just Mrs Birling altogether, as each character had an influence to the passing of Eva smith. It would be increasingly coherent to accuse society and the manner in which they lived in those occasions, no genuine wrongdoing was submitted, and it is progressively an instance of social heart. I think families like the Birlings need to help others with their activities, not simply themselves.

Friday, August 21, 2020

Skip the paper, send things electronically - UGA Undergraduate Admissions

Skip the paper, send things electronically - UGA Undergraduate Admissions Skip the paper, send things electronically As I have said before, the UGA Admissions office will be going paperless for the 2010 admissions cycle (and all the people cheered!). What this means is that any data sent to our office will be placed into an electronic file for each applicant. If any paper document is sent to our office, it will be scanned into the imaging system, then matched with the applicants file. But in our forward thinking office, we have a suggestion for all applicants; When possible, go paperless! If you apply, do it online through our website. We will still accept paper applications, but here is where reality hits. An online applications data goes into our system overnight, the data enterred is controlled by you, the applicant, and you can view the status check within the next few days to verify the application. For a paper application, it has to go through the mail, be opened and scanned by our system, shifted to another individual, and then keyed into our system by that person (who may or may not be able to read your handwriting). This is not an overnight process, and may take up to three weeks. Life is much easier with an online application, trust me! The next steps are to get us your supplemental materials, from test scores (must be sent electronically by the testing agency), a school evaluation, a teacher recommendation (if not admitted Early Action), and a transcript. Of the last three items, the first two can be submitted electronically through the UGA website! Direct your counselor and teacher to our High School Counselor page for access to these online options. If your school officials complete these items online, they are generally posted to your application in 2-3 business days. If sent by mail, especially near a deadline, it could take 2-3 weeks. As you can see, it is mutually beneficial to use the online options, and can save both you and admissions headaches and worries. And for students in GA, we suggest you send your transcript through GA College 411, as it will be sent electronically, and we can link it to your file much easier. Overall, online submission is the way to go for UGA, and it will make everyones life a great deal easier. Of course, we can always turn this into an environmentally concious slogan; Send it online, save a tree (or at least a small branch).

Skip the paper, send things electronically - UGA Undergraduate Admissions

Skip the paper, send things electronically - UGA Undergraduate Admissions Skip the paper, send things electronically As I have said before, the UGA Admissions office will be going paperless for the 2010 admissions cycle (and all the people cheered!). What this means is that any data sent to our office will be placed into an electronic file for each applicant. If any paper document is sent to our office, it will be scanned into the imaging system, then matched with the applicants file. But in our forward thinking office, we have a suggestion for all applicants; When possible, go paperless! If you apply, do it online through our website. We will still accept paper applications, but here is where reality hits. An online applications data goes into our system overnight, the data enterred is controlled by you, the applicant, and you can view the status check within the next few days to verify the application. For a paper application, it has to go through the mail, be opened and scanned by our system, shifted to another individual, and then keyed into our system by that person (who may or may not be able to read your handwriting). This is not an overnight process, and may take up to three weeks. Life is much easier with an online application, trust me! The next steps are to get us your supplemental materials, from test scores (must be sent electronically by the testing agency), a school evaluation, a teacher recommendation (if not admitted Early Action), and a transcript. Of the last three items, the first two can be submitted electronically through the UGA website! Direct your counselor and teacher to our High School Counselor page for access to these online options. If your school officials complete these items online, they are generally posted to your application in 2-3 business days. If sent by mail, especially near a deadline, it could take 2-3 weeks. As you can see, it is mutually beneficial to use the online options, and can save both you and admissions headaches and worries. And for students in GA, we suggest you send your transcript through GA College 411, as it will be sent electronically, and we can link it to your file much easier. Overall, online submission is the way to go for UGA, and it will make everyones life a great deal easier. Of course, we can always turn this into an environmentally concious slogan; Send it online, save a tree (or at least a small branch).

Sunday, May 24, 2020

Medical Error Essay - 1131 Words

Medical errors are avoidable mistakes in the health care. These errors can take place in any type of health care institution. Medical errors can happen during medical tests and diagnosis, administration of medications, during surgery, and even lab reports, such as the mixing of two patients’ blood samples. These errors are usually caused by the lack of communication between doctors, nurses and other staff. A medical error could cause a severe consequence to the patient in cases consisting of severe injuries or cause/effect any health conditions, and even death. According to recent studies medical errors are not the third leading cause of death in the United States. (Walerius. 2016) Certain measures need to be put in to place in order†¦show more content†¦In the periodical Medical Errors: Where are We Now it says that a study that was conducted showed that only thirty percent of the patients were told about their medical errors. (Mewshaw, White, Walrath. p. 51) II. Medical Errors: Non-Disclosure and Disclosure Disclosing medical errors is considered necessary by patients and practitioners. They are advised to disclose in the form of an apology when necessary and appropriate. When a medical error causes damage to the patient, it seen as not acceptable because a patient goes for treatment in order to get better not to get worse therefore it calls for the situation to be addressed. When a medical error is not disclosed, the fellow peers who have witnessed the error must decide whether they should remain silent and keep the error to themselves or reveal the error to the higher up, although it would be in good faith to report the medical error to a higher up, unless it has caused harm or long-term damage to the patient. (Youngson. p. 69) There are many hospitals that the practitioners keep the errors made to themselves and do not disclose the medical errors to the families of patients or the patients themselves. Medical errors become a topic of conversation if the family of a patient or the patient themselves become aware about the error. Medical errors are something that should be disclosed in a good faith mannerShow MoreRelatedPersonal Code Of Ethics And System Of Moral Values1063 Words   |  5 Pagescompetence, interpersonal skills and commitment. Nurses work at each level of the health care system, have varied roles, and are constantly in contact with people. Dealing with this power and responsibility requires nurses to have knowledge and skills. ESSAY 1 I would help to build Henry’s manager/leader skills by showing him how it is to be a leader. Integrity is expected of all health professionals in the work place. A leader demonstrates integrity by being consistently truthful, honest, and reliableRead MoreEssay on Eliminating Abbreviations Errors in the Medical Field1201 Words   |  5 Pages†¢ How can eliminating abbreviations reduce errors? The use of abbreviations shortens length of many words thus really help healthcare professionals in saving time spent in writing notes. Abbreviations however do not always provide positive contributions due to misconceptions, misunderstandings, and misinterpretations leading to commitment of errors in the practice. Similarities in abbreviations for instance could root to a grave mistake. For instance the q.d. which an inscriber would like to indicateRead MoreThe Most Common Type of Medical Errors Essay882 Words   |  4 PagesCognitive errors of omission and commission are the most common types of medical errors that will happen in the workplace environment. The omission is an error that will occur when action has not been taken or when something has been left out. For example: An operator forgetting to save an updated file on a computer system before starting of the new file. Error of commission basically performing a correct action at the wrong time or vice versa. For example, a worker subtracting figure of theRead MoreMedical Errors in Healthcare System Essay examples2423 Words   |  10 Pagesis shocking to know that every year 98000 patients die from medical errors that can be prevented(Kohn, L. T., Corrigan, J. M., Donaldson, M. S. (Eds.), 2000). Medical errors are not a new issue in our healthcare system; these have been around for a long time. Hospitals have been trying to improve quality care and patients safety by implementing different strategies to prevent and reduce medical errors for past thirty years. Medical errors are the third leading cause of death after heart disease andRead MoreA Research Study On Guided Precision Essay1594 Words   |  7 Pagesand can be attributed to medical advancement and the use of medical checklists. Over the years, the medical practices and research studies from highly acclaimed professionals such as Dr. Atul Gawande, prove that checklists help guide medical professionals to a more precise outcome over medical practices without a checklist involved. Therefore, in order for concise, operative, and reliable medical practice, a checklist guideline is essential since it lessens the margin of error, increases life expectancyRead MoreMy Journey Through Writer’S Composition Has Been A Rocky1213 Words   |  5 PagesMy journey through Writer’s Composition has been a rocky rollercoaster with ups and downs, but from these experiences I have grown as a writer overall. The essays I have written for this course demonstrate that I have developed critical thinking and have shown minor improvements in my communication skills. They also demonstrate that though I have made some progress in personal responsibility and general writing skills, I still have work to do. From Writer’s Composition Two, I have developed an understandingRead MoreA Research Study On Situational Blindness Essa y1610 Words   |  7 Pagesand can be attributed to medical advancement and the use of medical checklists. Over the years, the medical practices and research studies from highly acclaimed professionals such as Dr. Atul Gawande, prove that checklists help guide medical professionals to a more precise outcome over medical practices without a checklist involved. Therefore, in order for concise, operative, and reliable medical practice, a checklist guideline is essential as it lessens the margin of error, increasing life expectancyRead MoreWhen Doctors Make Mistakes, By Atul Gawande, And Columbia s Last Flight909 Words   |  4 Pageseducation, work, medical care, and other key aspects. A lack of communication is dangerous in many circumstances. In two essays, â€Å"When Doctors Make Mistakes†, by Atul Gawande, and â€Å"Columbia’s Last Flight, by William Langewiesche the reader can perceive how a lack of communication can be lethal. In the medical field, precision is of the utmost importance when it comes to successfully ensuring that the job is done. Even the slightest mistake can be lethal, making communication vital in the medical field. ARead MoreA Research Study On Situational Blindness Essay1723 Words   |  7 Pagesand can be attributed to medical advancement and the use of medical checklists. Over the years, the medical practices and research studies from highly acclaimed professionals such as Dr. Atul Gawande, prove that checklists help guide medical professionals to a more precise outcome over medical practices without a checklist involved. Therefore, in order for concise, operative, and reliable medical practice, a checklist guideline is essential as it reduces the margin of error, increases positive prognosisRead MoreImproving The Quality Of Academic Writing997 Words   |  4 Pagesthe quality of academic writing and has taught me that writing is more than just a task with a checklist, it’s a constant work in process that allows expression of belief and ideas. The purpose of this course is to better prepare students to compose essays for an array of academic purposes throughout college and into their career. Throughout the semester, students taking this course have learned to conduct research, identify acceptable sources, analyze sources, synthesize a variety of sources, properly

Thursday, May 14, 2020

The Share And Bond Market Finance Essay - Free Essay Example

Sample details Pages: 6 Words: 1886 Downloads: 4 Date added: 2017/06/26 Category Finance Essay Type Compare and contrast essay Did you like this example? When a Company wants to raise funds they look into the Capital Market, they use the 2 major instruments, long term debt which is in the form of bonds, and in the form of equity, where the company offers part this ownership for capital through issuing stocks/shares. There both traded in their specific markets. In we have the bond market where bonds are traded, which included government bonds also known as treasury bills and we have the stock market. Don’t waste time! Our writers will create an original "The Share And Bond Market Finance Essay" essay for you Create order In Kenya bonds and stocks are traded in the Nairobi stock exchange, but in two separate markets of bonds and stocks. The NSE starts trading from Monday to Friday from 9am to 3pm, then after that any major company announcements are released. Share and Bond Market Stocks/Shares are an equity instrument, it is what people buy when they want to be a part of the ownership of a corporation and enjoy its gains. The shareholders are paid back depending on the business profits and terms. The shareholder enjoys dividends, rights issues, which allow them to purchase more new shares at a discounted rate. Some company also gives bonus shares, which are free share given to the shareholder per the decided ratio of holding equity in the company. But these benefits are dependent on how well the business is doing hence the shareholder has a risk. The risk is high when investing in a small business where as low in investing in a big business. We have to types of shareholders, preferred shareholders and ordinary shareholders. A bond is a debt instrument; here we have either the company or a government issuing bonds to raise capital from the capital market. The owners of the bond have no interest in the business and its gains but they pay attention to the c oupon rate, which is the interest they earn per given period. The interest can be fixed or floating. When a person buys the bond he does not own part of the business, but they can be secured with the business assets Comparison between the Kenyan Share and Question 2 There are many ways where money can be invested, some people may invest in Shares of companies, the bond market, in the real-estate, others invest in precious stones such as diamonds and gold, some even invest on the fluctuating currency. Investors do this to grow their money and increase their income. But they have risk involved in their investments. To reduce risk, it is advisory to have a balance protfolio Before commuting the Options the following was taken as major consideration, Holding a mixed portfolio can avoid high risk of returns. The vision 2030 of Kenya The upcoming elections of 2013 Life Expectancy in Kenya And bellow are few of the key rates that must be considered during investment. Central Bank Rate 13.00% 5/9/2012 Interbank Rate 8.80% 9/10/2012 CBK Discount Window 19% 10/9/2012 91 Day T-Bill 8.44% Oct,2012 REPO 9.47% 9/10/2012 Inflation Rate 5.32% Sep,2012 Lending Rate 16.5% July,2012 Savings Rate 1.58% Aug,2012 Deposit Rate 7.85% Aug,2012 Option1 1. Purchase more Land in Namanga Purchase another ÂÂ ½ acre of land in Namanga and rent it out to an investor. The land will cost around sh.800, 000 same values as his ÂÂ ½ acre. The expected rent for the renting the 2 ÂÂ ½ acre land would around Ksh.60, 000 per month 2. Purchase a Government Bond He should purchase a 1million shilling bond which will generate semi-annually. This will give him a better return rate than banks and the returns can be used in daily expenses. The bond should be a government bond (Treasury bill) and should be a secured bond. Currently the Central Bank of Kenya with the following details (summary). See attached .pdf for more details Amount of bond (issued) 15billion Coupon rate 11% Issue date 24th September 2012 Term to Maturity 15yrs The payments of interest- Semiannually 3. Invest in shares He should invest 1million into the stock market, and purchase securities that generate high dividends by purchasing shares like EABL, BAT and Barclays the investor will enjoy good amount of dividends, if not he could benefit from right issue and also sometimes be able to awarded bonus shares. Further own he can also buy and sell share based on the information attained in the market and gain revenue by selling the shares at higher changes in the prices 4. Remaining money The remaining amount of Ksh.700,00 can be put in fixed deposit which will earn monthly income. Banks such as Oriental Bank, Chase Bank, ABC Bank, and most local banks currently have an average fixed deposit rate of 8%, above the inflation rate of 6% which is good. The Ksh.28,000 that the wife gets monthly can be used for their daily expenses Merits of Option 1 The land is not increasing but population is, meaning demand for land of the future will keep increasing. This means if he purchases the land, the value of the land will be increasing as years go on and if he rents the land to investors, he will be able to generate monthly incomes Purchasing Bonds, will give the investor a higher return than banks do when they deposit their money in the bank. This will also mean that their money is growing as per the present value. Having a Fixed Bond, the coupon rate in not affected by inflation rate, hence the Interest gained will be calculated as an annuity. Compared to a floating coupon rate, where the interest paid will be uncertain and varying with time Investing in the stock market with Ksh1million will increase the risk buh will give a higher return from the share, it can help the investor gain through dividends, bonus shares and rights issues which are generated from the profits of the company. Banking sectors has been profitable for the few years and have been giving good returns to its investors. EABL and BAT have also been promising in the stock market Inventing in the stock market will allow the investor to liquidate his money quickly, because trading of the shares occurs every day and it more fasting moving than bonds and real estate The purchase of fixed deposit will allow their money to grow at a fixed rate and can be liquidate for better investment opportunities Demerits The Kenya economy is not stable and the upcoming elections could lead to high inflation which happened 5yrs ago, this will drop the prices of real estates sector and could increase inflation When investing in the stock market, it needs the investor to follow the stock market and its information released by the companys and government, because the stock exchange is very sensitive to information. Bonds are difficult to sell in the bond market compared to the stock market and liquidate your money Option 2 Sell and Purchase Land He should sell the farm for ksh.800, 000 and purchase a flat/apartment with worth 5m along athi-river and rent it for Ksh.60, 000 He can pay 4 million upfront and the reaming 1 million he can borrow a home loan from a bank, the Central Bank reduced the lending rate to 16.5%, so we can get a home loan for the amount at 19% including the risk The rent earned can be used to pay the mortgage (interest) on the loan borrowed Invest in the Stock market The reaming amount of ksh.300, 000 can be invested in the stock market as Kenya is a developing country. The Ksh.300,000 is not much of a great amount to invest in the share market, but buy purchasing shares like EABL, BAT and Barclays the investor will enjoy good amount of dividends, if not he could benefit from right issue and also sometimes be able to awarded bonus shares. Merits There will be a monthly income of rent, which will allow the investor to pay the monthly , and after the loan is repaid, he can earn monthly income from the house. Athi-river area close to the industrial area, which means all necessary utilities such as hospital, roads, water and electricity supply are available and ongoing housing projects such as Green park, Graceland and Lukenya Hills Park will help the value of the apartment grow in the near future. If their current rent increases in the near future they will be able to move to the new apartment, so they will have the flexibility to either stay on rent and receive rent or stay in their new apartment. Investing in shares can generate returns and the money put in the share market can be easily liquidated It will be easier to get a home loan as the apartment they purchased with the loan is held as security by the bank, hence the owner will be paying mortgage Demerits Borrowing a bank loan is not advisory, since Kenya economy is not stable and the fluctuating interest rates may lead to default in the loan, inflation and the upcoming elections could have a major impact on the interest rates The amount Ksh 300,000 to invest in the shares will not attain higher returns, because the higher the risk, the higher the return, hence investing on Ksh.300,000 will reduce risk and return. The investor will heavily depend on the rent received from the new purchased apartment to pay the loan and could lead to default in the loan. The Recommended Option I would recommend the first option, as it is a balanced portfolio of, Shares, Bond, Real estate and Fixed deposit to maximize returns The Land in Namanga will be very useful for multipurpose use. In the real estate by purchasing more land and renting it out will help generate monthly incomes, rather than leaving the farm bare. In the future he will be able to build a house for himself and he would have an option to also rent the house in Namanga. Namangas climate is favorable for farming mainly Horticultural, and the investor can be able to hire a few labors and put in capital for farm machinery. Hence he will have a small business that will be generating revenues. Purchasing a Fixed rate government bond, will help generate semi-annual interests on the bond, the interest will be received for the next 15yrs, which will keep help support to pay the daily expenses they have. With the accumulating interest, the couple can invest in purchasing a new house in the future, or if t hey are satisfied with the way they are living, then they can enjoy the interests by spending in on Holidays around the world. As the expected life expectancy in Kenya is 58 years as per the 2011 results. Having money in the fixed deposit will help them grow the money, and it will be easy to break the fixed deposit rather than selling the bond, this will allow the investor to pay up any upfront unexpected expenditure such as high-medical bills as they are aging. Having invested in both bond and shares, during the boom of the economy the investor will gain from the share market and during recession he will gain more from the bond purchased Compared to option 2, the investor will not have to borrow a loan from the bank to purchase the new house, which can be purchased in the future in Option1. The 2nd Option heavily depends on the rent of the house purchased as their main income. Where as in option1 we have many sources of income The main aim of increasing income and ma ximizing the investors money is by choosing Option 1.

Wednesday, May 6, 2020

Analysis Of The Book Zits - 831 Words

Have you ever wished to go back in time? Do you want to see what happened in the past with your own eyes? Zits, a 15 year old boy, who is half Indian and half Irish, actually went back in time and experienced many small parts of the past. Zits has been in many foster homes after his mom died of cancer. Zits would always get in trouble. He would run away from his foster parents and get caught by the police. He’s been in jail many times. That’s where Zits met Justice. Zits and Justice seems to get along well together. Zits feels like Justice understands him. Justice was also the one who helped Zits escape prison. They would practice shooting people on the roof of a warehouse and go to alleys to shoot people with paint guns. â€Å"I practice killing people until it feels like I’m really killing them†(33). This is what Zits say before he went to a bank with a real pistol and a paint gun and started shooting at the people at the bank until bank gaurd shoots at him in the back of his head. When he wakes up he finds himself in a small, cheap, and filthy motel room. Zits also finds himself in a different body and with a cop. He finds out that he is in Hank Storm’s body. He is an FBI agent and he is with Hank’s long time friend Art which is also an FBI agent too. Not only did he find out that he is in a different body but also in a different time. It is 1975 and Art is taking him to a reservation. There they met with 2 Indians guys named Horse and Elk which are famous people in theShow MoreRelatedCareers and Organization28406 Words   |  114 PagesAlthough case studies rely on additional data (e.g. observations, surveys, reports), no supplementary sources of information were available to amplify this case study. The interviews are therefore the only source of information to collect data. Data analysis The two interviews have been transcribed, see also the appendix. The data has been analyzed by going back and forth between the transcripts and the literary findings. In addition, three steps have been used to analyze the data. The first stepRead More The Influence of Popular Culture on Societys Self-Perception2846 Words   |  12 Pagesmold their beliefs and actions into those that reinforce female subordination through the traditional standards of a patriarchal society. For the purpose of analysis, I will focus on three publications for women, each with a slightly different audience according to the age and class brackets targeted and the subjects offered. In her analysis of one of Britain’s women’s magazines called Jackie, McRobbie identifies four codes that form the content of these publications: those of fashion and beautyRead MoreMergers and Acquisitions in Ghana20927 Words   |  84 PagesMergers 35 Quantitative Factors Affecting Merger Terms 35 Merger Waves 37 CHAPTER THREE: METHODOLOGY 41 Introduction 41 Background of the Companies 41 Study Design 51 CHAPTER FOUR: ANALYSIS AND DISSCUSSION 54 Introduction 54 Data Analysis 56 Discussion of Results 59 CHAPTER 5: SUMMARY, CONCLUSIONS AND RECOMMANDATIONS 69 Summary 69 Conclusions 70 Recommendations 72 REFERENCES 74 APPENDIXES 78 viii